Ben and Eric founded HomeRate Mortgage in November 2013.  We built the business from scratch; originally, we started under a different brand in 2010, but as nationally recognized loan officers ourselves, we created our own brand three years later. Our talented and professional team is still in the same location. HomeRate Mortgage handles all aspects of residential financing including loans for purchasing, refinancing, HRM and more. 

Based in Tennessee, we are a local business, run by local residents and have established a notable local brand name.  We are extremely competitive with our pricing, and our loan officers and processors are extremely receptive.  In fact, our business recently placed in the Top 3 Financial Companies for Chattanooga’s Best of the Best Award.